The reason to keep score is to gain insight over financial choices.
Net worth fluctuates based on our financial behaviors.
Our score improves when we keep working, keep saving, keep investing, keep tracking, and keep repeating.
If we buy a $30,000 indoor swimming pool that adds $20,000 to the value of a house, our net worth will shrink by $10,000.”
Everything one does with money—spending, borrowing, saving, eating out—has an impact on a net worth score.